Endowment & Annuity Proceeds Unclaimed Property

This property type covers life insurance death benefits, endowment policy payouts, and annuity proceeds that insurance companies couldn't deliver to beneficiaries. Common examples include whole life policies that matured when the owner had moved, or annuity payments that stopped reaching retirees who changed addresses.

These funds typically become unclaimed when beneficiaries don't know a policy exists, or when insurance companies lose contact after someone moves or dies. Elderly individuals who relocated for retirement or families dealing with recent deaths are most likely to have these claims.

The average claim of $886.62 suggests these are often smaller endowment policies or partial annuity payments rather than major life insurance payouts. You'll need government-issued ID and proof of your connection to the policyholder, such as a death certificate if you're a beneficiary or old insurance documents showing your name.