Credit Checks & Memos Unclaimed Property

Credit checks and memos become unclaimed when landlords, utility companies, or financial institutions fail to return your security deposits or refund credit application fees. Common examples include apartment security deposits left behind after moving or utility deposits never returned when closing accounts.

This property typically goes unclaimed when people move frequently, change contact information, or simply forget about small deposits paid years earlier. Young adults who rented their first apartments and seniors managing multiple account closures are most likely to have unclaimed credit memo property.

The average claim value is $77.59, though amounts range from small credit check fees to substantial security deposits. You'll need valid ID and proof of your connection to the original account or address to claim these funds.