Matured CDS & Certificates Unclaimed Property

This category includes certificates of deposit (CDs) and savings certificates that matured but were never claimed by their owners. Common examples include a 5-year CD from 2018 that matured in 2023 with no contact from the owner, or inherited savings certificates that family members didn't know existed.

These investments typically become unclaimed when people move without updating their address at the bank, forget about old CDs purchased years earlier, or pass away without telling family about their investments. It's especially common among older adults who purchased multiple CDs decades ago and lost track of maturity dates.

The average unclaimed amount is $9,600, reflecting that these were often substantial investments meant for long-term savings or retirement. To claim yours, you'll need government-issued ID and documentation connecting you to the original account, such as old bank statements or proof of your previous address when the CD was opened.